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Consumer and business bill payment capabilities are strategic components of digital platforms and competitive necessities. Watch this video to see why Bill Pay should be a key component of your modern digital strategy.
Bill Pay is a strong digital engagement tool that helps financial institutions attract and retain customers or members.
We provide Consumer Bill Pay and two Business Bill Pay options, a small and full business suite. These services offer a contemporary architecture and enhanced user experience. The consumer solution integrates seamlessly into any digital banking platform. If you are a developer charged with integrating to our solutions, be sure to ask someone in your organization which of our solutions your application or service will use. On the commercial side, our sophisticated offerings help businesses increase their cash flow, improve financial management, and increase their cash flow.
You can integrate to our Bill Pay solutions through Single Sign-On (SSO) or through our Application Programming Interfaces (APIs).
With the SSO, you can take advantage of our modern user interface by seamlessly fusing our platform’s Bill Pay screens and functionality inside your application’s user interface with minimal programming. You simply add a ‘Bill Pay’ link within your application. When a user selects that link, you send a call to our SSO API with information about that user and they are immediately logged into our system and taken to our initial Bill Pay page. This method allows you to quickly and easily add Bill Pay functionality without building out your own screens and processing flow.
For organizations that require a truly integrated approach, our APIs allow you to build out Bill Pay screens while leveraging our money movement engine to process and fulfill bill payment requests behind the scenes. This approach lets you own the entire customer engagement and user experience—users only see your application’s screens—while relying on our extensive transaction processing and management solution to vet recipients, deliver funds, and provide detailed reporting.
The fully integrated model allows your system to make API calls to:
Create, modify, search, or delete a Bill Pay user
Create, modify, search, or delete a payee
Create, modify, search, or delete a scheduled payment
Create, modify, search, or delete a recurring payment
Create, modify, search, or delete a payment schedule
Inquire about the status of a payment
Search the history of prior payments
A hybrid approach that leverages both the SSO and API integrations is also available. We can work with you to provide a solution that maximizes your digital strategy.