Documentation

The EPS BIN Lookup API was created to provide integrators with a scalable and modern solution to determine if a payment card is a Credit only or a Dual Mode Debit through the SmartPay Platform.

Build business-to-business ACH credit transaction workflows into your accounting and accounts payable solution for processing in the SmartPay platform.

Store customer and account information in our secure and compliant SmartPay platform to be used for originating ACH and credit card transactions from your application, or for setting up recurring payment schedules.

Build payment workflows to originate ACH, credit card, and check transactions into your application. Integrator will send account information with each transaction.

Automate business customer onboarding for underwriting as well as loading customers and data into the SmartPay system. This API is for non-financial institution customers leveraging SmartPay Business Payments Solutions.

Enables unique owning entities leveraging our Riskforce API to build access to specialized reporting and transaction management features.

Automate business customer boarding of customer profile, product, and feature configuration information into SmartPay platform. The API is for financial institution customers leveraging SmartPay Business Payment solutions.

The Bill Pay Services API documentation provides information about configuring and working with iPay Solutions. This information is instructional and designed for third-party vendors to evaluate the interface using a web-based messaging system for connecting with Bill Pay Services through jXchange.

CPS documentation includes APIs to support a variety of card-related features for MyCardRules™ cardholder alerts and controls; Jack Henry’s full-service credit card product; and debit card and in-house credit card functionality.

The PayCenter Instant Payment API is a comprehensive solution that enables financial institutions and fintechs to seamlessly initiate and request payments through both the FedNow and RTP networks.

Integrate with JHA PayCenter RTP platform. RTP is a payments network that can be used to settle real-time payments.

Integrate with JHA PayCenter Zelle platform. Zelle is an easy to use solution for sending money to almost anyone in the U.S.

Scan paper checks, coupons, full-page documents and integrate with electronic bill payment feeds and remittance data files.

Build the ability to send your authenticated consumer or business users from your application directly into the Ensenta hosted RDC portal to easily deposit checks.

SmartPay Business SSO allows business users to easily access their provisioned ACH, card, recurring, integrated receivables, and remote deposit desktop features. It is designed to allow users who are already authenticated in a third-party online banking platform to be automatically authenticated and redirected into the SmartPay Business portal where RDC, RDN, RPE, and other business functions can be accessed. Select this card for a more detailed overview and full technical descriptions.

Build multi-check mobile deposit workflows into your consumer or business mobile application to be processed in the Ensenta platform.

Build a single-check mobile deposit workflow into your consumer or business mobile application to be processed in the Ensenta platform.

Build single or multi-check mobile deposit workflows into your commercial mobile application to be processed in the SmartPay platform.

Build single or multi-check mobile deposit workflows into your consumer mobile application to be processed in the SmartPay platform.

Manage your accountholder data and risk settings using this SmartPay Consumer Mobile (RDA) companion API.

Receive near real-time push messages for transaction event information processed in the Ensenta platform.

Pull historical SmartPay RDC, mRDC, or RDA batch data processed through the SmartPay platform.

Allows integrators to obtain near real-time push messages containing transaction information from the SmartPay platform

Pull historical transaction data processed through the SmartPay platform, such as transaction and event statuses, returned transactions, and ACH and check settlements.