GetDepositItem

Method

GetDepositItem(GetDepositItemRequest)

Required? Yes

Overview: GetDepositItem method is used to return the results of the deposit after Ensenta's agile risk factor platform has processed the check.

The GetDepositItem Response will touch on this as well, but as an overview, the GetDepositItem response will return a list of risk factors (could be as few as zero, but there could be several) with a handful of parameters that you will use to determine how to handle the End-User experience that includes: completing the deposit as is, stopping the deposit from proceeding and displaying related information to the End-User, or displaying details related to the deposit that the End-User must either confirm is correct or allow them to update/fix details before completing the deposit.

Sequence Requirements: The GetDepositItem request may be sent after the GetDepositBatchSummary request.

note

Do not send fields as Null. All fields must be passed with a value or empty. Use basicHttpBinding, and don't use message security, but only transport level security (SSL).

Parameters

TYPE	NAME	DESCRIPTION
GetDepositItemRequest	request

Returns

TYPE	DESCRIPTION
GetDepositItemResponse

Example Request

<GetDepositItem>
 <request>
	<PartnerId>8257</PartnerId>
	<LanguageId>9</LanguageId>
	<DepositorIpAddress>203.0.113.0</DepositorIpAddress>
	<DeviceIdentifier>21d182e6-10b1-48e2-8c53-1b72674836c1</DeviceIdentifier>
	<LocalDateTime>2019-05-28T15:21:35.0000710-07:00</LocalDateTime>
	<TimeZone>PST -7:00 America/Redwood_Shores</TimeZone>
	<Attributes>
	   <Attribute>
		  <Name></Name>
		  <Value></Value>
	   </Attribute>
	</Attributes>
	<SessionStateId>00f4a870-6e5b-4163-86ce-b4e80acfddfb</SessionStateId>
	<SessionToken>7bdb9860-dcd5-4f75-8629-61c8d18cbfed</SessionToken>
	<DepositBatchId>91d8ce29-25ef-42a5-88a1-dafc9d216036</DepositBatchId>
	<ItemNumber>1</ItemNumber>
 </request>
</GetDepositItem>

Example Response

<GetDepositItemResponse>
	<GetDepositItemResult>
		<ResponseCode>00</ResponseCode>
		<ErrorResponseText/>
		<LocalizedMessageText/>
		<DepositItem>
			<ItemNumber>1</ItemNumber>
			<Micr>V900024V T121143260T333222444V</Micr>
			<CheckNumber>900024</CheckNumber>
			<OcrAmount>701.00</OcrAmount>
			<UserAmount>20.11</UserAmount>
			<Amount>20.11</Amount>
			<Status>1</Status>
			<FundsAvailabilityText>Funds availability: Availability (2nd) of your deposited funds is based on your financial institution's hold policies. Please retain your deposited check for 60 days and then securely destroy it.</FundsAvailabilityText>
			<RiskFactors>
				<RiskFactor>
					<RiskFactorId>12</RiskFactorId>
					<RiskFactorDescription>Date Not Recognized By OCR</RiskFactorDescription>
					<RiskFactorLocalizedDescription>The check date is between 11/28/2018 and 5/28/2019.</RiskFactorLocalizedDescription>
					<Severity>1</Severity>
					<IsFixable>false</IsFixable>
					<IsConfirmable>true</IsConfirmable>
					<DepositFields>
						<int>16</int>
					</DepositFields>
				</RiskFactor>
				<RiskFactor>
					<RiskFactorId>11</RiskFactorId>
					<RiskFactorDescription>Payee Does Not Match Acct Holder or Institution</RiskFactorDescription>
					<RiskFactorLocalizedDescription>Payee Does Not Match Acct Holder or Institution</RiskFactorLocalizedDescription>
					<Severity>1</Severity>
					<IsFixable>false</IsFixable>
					<IsConfirmable>true</IsConfirmable>
					<DepositFields>
						<int>5</int>
					</DepositFields>
				</RiskFactor>
			</RiskFactors>
		</DepositItem>
	</GetDepositItemResult>
</GetDepositItemResponse>