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What's New

Below are the changes made for each release.

Version 18.0 (July 2026)​

Changes

  • Added new InstantPaymentsCheckEligibility method for checking an Institution's eligibility to participate in instant Payments via the FedNow and Real-Time Payments networks.
  • Added new splitAmount parameter to the request for following web methods:
    • AuthorizeTransaction
    • AuthorizeTransactionWithCustomer
  • Added clarification in the Description of autoCloseDateTime parameter in these web methods:
    • CreateProcessingBatch
    • UpdateAutoCloseDateTime

Version 17.0 (April 2026)​

Changes

  • Added new InstantPaymentsCreditSend method that will create a real time, irrevocable credit to a customer’s checking or savings account.

Version 16.5 (October 2025)​

Changes

  • Added new companyEntryDescription parameter to the request for the following web methods:
    • CreditToBankAccount
    • RecurringSaleFromBankAccount
    • SaleFromBankAccount
    • SDCreditToBankAccount
    • SDSaleFromBankAccount
    • SetupRecurringPayment
    • UpdateRecurringPayment
  • Added new companyEntryDescription parameter to the response for the following web methods:
    • GetRecurringResponse
    • GetRecurringForCustomerResponse
    • GetTransactionResponse
    • GetTransactionByTransactionNumberResponse
    • GetTransactionByTransactionNumber2Response
  • Updated WSAccountType object definition to include new "Virtual_Card" enum value

Version 16.4 (January 2025)​

Changes

  • Updated WSSettlementType object definition from Faster_Payments to Instant_Payments enum value

Version 16.3 (July 2024)​

Changes

  • Updated WSPaymentOrigin object definition to include new Credit_Send","Request_for_Payment","Return_Request" enum values
  • Updated WSAccountType object definition to include new "FedNow®" enum value
  • Updated WSOperationType object definition to include new "CreditSend" and "RequestForPayment" enum values
  • Updated WSSettlementType object definition to include new "Faster_Payments" enum values
  • Updated WSTransactionStatus object definition to include new "Pending" enum values
  • New CVV int parameter in RegisterCardAccount, UpdateCardAccount Request
  • Updated WSStoredCredential object definition to remove "INITIAL" enum value, update "UNSCHEDULED" enum to "UNSCHEDULEDMERCHANT", update "CUSTOMER" enum to "UNSCHEDULEDCUSTOMER"

Version 16.2 (October 2023)​

Changes

  • Updated WSOperationType object definition to include new “Reversal” enum value

Version 16.1 (August 2022)​

Changes

Version 16.0 (August 2022)​

Changes

  • Added new AcctVerifyCreditToBankAccount method that will create a micro credit to a customer's checking or savings account for account verification purposes.
  • Added new AcctVerifySaleFromBankAccount method that will create a micro sale to a customer's checking or savings account for account verification purposes.
  • Updated the template, font, formatting.

Version 15.4 (February 2022)​

Changes

  • Updated Section Special Requirements that Nacha™ rule increase the pertransaction dollar limit for same-day ACH transactions from $100k to $1,000,000 (1 Million).

  • Enhanced the same-day ACH credit (SDCredit) and debit (SDSale) transactions error message, that it cannot exceed $1,000,000 (1 Million) instead of $100K in the below methods.

    For example, when a user submits SD ACH transaction which exceed $1,000,000 amount limit, a Response Code (Data_Not_Valid) is displayed with message “Amount must be less than or equal to $1,000,000 for Same Day ACH transactions.”

Version 15.3 (November 2022)​

Changes

  • Updated Copyright.

(September 2021)

Changes

  • Corrected response message for Error_Unknown response code from "Account Invalid" to "Account failed SmartDetect validation" in RegisterAccount, and UpdateAccount web methods.

Version 15.2 (August 2021)​

Changes

(June 2021)

Changes

Version 15.1 (May 2021)​

Changes

  • Cleaned up the ResponseMessage parameter from all the web methods and added comment “This field will provide supplemental information based on each response code listed above.”

Version 15.0 (March 2021)​

Changes

Version 14.5 (April 2021)​

Changes

Version 14.5 (March 2021)​

Changes

Version 14.4 (December 2020)​

Changes

Version 14.3 (June 2020)​

Changes

Version 14.3 (May 2020)​

Changes

Version 14.2 (March 2020)​

Changes

  • Added a new method called RefundCardTransaction that allows for a specified refund amount up to the full amount of a given card transaction

Version 14.2 (January 2020)​

Changes

  • Updated Section Special Requirements that Nacha™ rule increase the pertransaction dollar limit for same-day ACH transactions from $25,000 to $100,000.
  • Added a validation on the “Amount” parameter for same-day ACH credit (SDCredit) and debit (SDSale) transactions cannot exceed $100,000 ($100k) in the below methods. For example, when a user submits SD ACH transaction which exceed $100,00 amount limit, a Response Code (Data_Not_Valid) is displayed with message “Amount must be less than or equal to $100,000 for Same Day ACH transactions.”

Version 14.1 (November 2019)​

Changes

Version 14.0 (May 2019)​

Changes

  • Added a new method called GetAccounts which will retrieve account details by searching by the accountRefID. Note: An Authorized User must have the View a Customer Account permission to access this method.

Version 13.4 (April 2019)​

Changes

  • Updated the template and copyright

Version 13.3 (November 2018)​

Changes

Version 13.2 (August 2018)​

Changes

Version 13.1 (August 2017)​

Changes

Version 13.0 (May 2017)​

Changes

  • Added new web method, SDSaleFromBankAccount, to allow for the creation of Same Day ACH Debits; added new OperationType “SDSale” to allow for reporting of Same Day Debit transactions; updated detail for FaceFeeType.

Version 12.2 (October 2016)​

Changes

  • Added new web method, SDCreditToBankAccount, to allow for the specific creation of Same Day ACH credits; removed “For future use” from SDCredit (OperationType).

Version 12.1 (August 2016)​

Changes

  • Adding new options to OperationType, SettlementStatus, and TransactionStatus elements to accommodate reporting of Same Day ACH and Unauthorized Return transactions; updated document template.

Version 12.0 (June 2016)​

Changes

  • Added information regarding credit card and ACH email notifications; clarified the dateTime data type with respect to the EffectiveDate element.

Version 12.0 (May 2016)​

Changes

  • Added a new method called GetTransactionByTransactionNumber2 that will include the transaction reference number in the response.
  • Updated ReferenceNumber Type and Length descriptions throughout document.

Version 11.0 (December 2014)​

Changes

Version 10.0 (January 2014)​

Changes

  • Updated PresentmentNumber element definition

Version 10.0 (December 2013)​

Changes

  • Added “Resolved” as a possible WSTransactionStatus response value

Version 10.0 (November 2013)​

Changes

  • “Refund” added as a possible Operation Type response in 2 Get Transaction report methods.

Version 9.2 (July 2013)​

Changes

Version 9.1 (January 2013)​

Changes

  • Updated template; added the batchNumber element to the 5 transaction methods.

Version 9.0 (December 2012)​

Changes

Version 8.1 (May 2012)​

Changes

  • Added samples of the new reports.
  • Document Template updated.

Version 8.1 (May 2012)​

Changes

  • Document Template updated; updated the UpdateRecurringPayment description and requirement regarding the recurringReferenceId element; corrected RefundTransaction to not allow Check21 transactions to be refunded and modified the possible OriginatedAs responses.

Version 8.0 (January 2012)​

Changes

Version 8.0 (November 2011)​

Changes

  • Corrected the format of AccountType: Discover_Novus – added 2nd underline.

Version 7.1 (May 2011)​

Changes

  • Updated comment on AccountName element in RegisterCustomer request to reflect it can’t be null but can be empty.

Version 7.0 (January 2011)​

Changes

  • Split the original document sections into separate documents; updated and corrected field/parameter values; updated table formats; alphabetized WSDL list. Added element and table descriptions.

Version 6.0 (October 2010)​

Changes

  • Formatting, font, and updated TOC. Changed to version 6.0.

Version 5.2 (October 2010)​

Changes

  • Reviewed and Merged Document. Updated where Transaction # is not a required field.

Version 4.0 (July 2010)​

Changes

  • Added new frequencies for recurring transactions.
  • Added text to the Check Number field - Required if Payment Origin is Bounced_Check.

Version 2.0 (July 2009)​

Changes

  • Created