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Transaction Status / Events

  • Declined – EPS decline due to invalid RT, duplicate transaction, or velocity exception.
  • Approved – EPS approves; transaction is waiting to process.
  • Error – The transaction is in an error state. Contact Support.
  • Voided – The transaction was voided by the customer.
  • Processed – File created.
  • Collected – Return item recovered.
  • Awaiting Capture – Awaiting payment capture, such as card number.
  • Awaiting Approval – If using dual authorization, transaction is submitted awaiting approval from customer.
  • Suspended – Velocity exception awaiting review.
  • In Collection – Return item in collection.
  • In Research – A non-standard return reason. See R Code for details.
  • Unauthorized – Return item.
  • Disputed – Return item.
  • Uncollected NSF – Return item.
  • Invalid / Closed Account – Return item.
  • Other Check21 Returns – Check 21 return items that do not fall into Disputed, Uncollected NSF, or Invalid Closed Account.
  • Resolved – A transaction has been marked as resolved. Resolved can only occur with an operation in JHA SmartPay BusinessSM. This is a status that lets the SPB user know it has been addressed, such as a void or refund.